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Put down the credit card.

President Trump’s sweeping tariffs on nearly all imports officially went into effect this weekend, with even steeper levies coming later this week.

Prices on cheap products manufactured in China and Vietnam are sure to go up as a result, experts say.

But the silver lining is that Americans could finally start to win their war on clutter — and reign in impulsive their spending habits.

74% of Americans say they overspend — and 55% admitted to being reckless spenders, according to a Clever Real Estate survey. Getty Images/iStockphoto

Thanks to cheap imports, online shopping and speedy deliveries, nowadays it’s easier than ever to buy things just for the sake of it.

A Clever Real Estate survey revealed that almost 74% of Americans say they overspend — and 55% admitted to being reckless spenders.

The result is that Americans have a lot of crap lying around.

Last year, the average family bought 5.7 times more flatware and dishes, 2.5 times more clothing and footwear and 3.5 times more furniture than it did 10 years ago, according to Commerce Department data.

This huge surge in the amount of stuff that people have is already coming back to haunt many families — especially when they try to downsize their homes — or when elderly loved ones die.

The Wall Street Journal reports that downsizing a home takes almost double the time it took 10 years ago, according to the National Association of Senior and Specialty Move Managers — because of all the unnecessary things Americans keep buying and tossing to the side.

Thanks to online shopping and speedy deliveries, it’s easier than ever to buy things just for the sake of it. Getty Images/iStockphoto

In one estate sale detailed by the Journal, the homeowners had 11 hammers — because it was easier to just buy a cheap new one than find the ones lost under clutter.

“We’re battling a tsunami of stuff, and the stuff is winning,” Julie Hall, the head of estate liquidation company The Estate Lady, told the newspaper.

However, all of this might soon come to an end with panicked Americans fearful of what the tariffs will do to sticker prices — forcing them to cut back on unnecessary buying and consuming, the Journal suggested.

Recently, some Manhattan stores encouraged consumers to binge shop before prices increase — especially on electronics since nations like Japan and China will endure even higher tariffs at 24% and 34% tariffs in a few days.

“Honestly the company urged us to tell customers it’s best to buy before the 10% tariffs kick in,” said Xavier Poindexter, a sales associate at a Flushing PC Richards & Son electronics and appliance store.

Some overindulgent parents are also trying to buy extravagant things for their children when they can.

Americans are fearful of what the Trump tariffs will do to sticker prices. Getty Images

“[We planned to buy] for his birthday next week, but we decided to move it up,” 40-year-old mom Jackie Carter, who purchased her 12-year-old son Beats headphones before his birthday next week from an, said to The Post.

Aside from hitting the pause button on household and electronic purchases — Americans are also becoming more hesitant to buy or lease new vehicles.

Within the last year, people in the US were spending 20% of their monthly income on car-related expenses — which included auto loans, fuel, insurance and maintenance — according to a survey by the MarketWatch Guides.

That might not be the case going forward.

“I just bought a Subaru Ascent and I paid $50,247, and I told them that if they couldn’t get it to me before the tariffs, forget it, the deal was off,” a 74-year-old woman named MJ, who decided to recently trade in her old car told The Post.

But it’s not just big-ticket items. All those impulse orders from Amazon, Shein and Temu are likely about to get more costly — giving Americans reason to pause before they click “buy.”

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